Ключевые слова: adviser, alternative, bank, bankrot, business, bust, calculation, cost, council, credit, debt counseling, document, documents, economy, expenditure, filler, finances, folder, fountain pen, indebted, insolvency, insolvent, liquidator, measure, money, off, owe, pen, pin, pocket calculator, poverty, private insolvency, provide, schuldenberg, task, way out,