Ключевые слова: abstract, back, banking, brickandmortar, bright, business, business concept, businessman, buy, channel, combination, commerce, computer, concept, customer, ecommerce, electronic, future, global, head, holding, idea, indoor, information, internet, light, man, map, marketing, mcommerce, media, multichannel, network, offline, omni, omnichannel, online, ordering, pay, payment, retail, retailing, risk, security, shopping, sign, smartphone, social, star, store, strategy, symbol, technology, worldwide,