Ключевые слова: adversity, board, challenge, change, concept, conceptual, crisis, disaster, emergency, endurance, endure, financial, handwriting, improve, improvement, management, marker, obstacle, opportunity, overcome, plan, positive, positivity, practice, preparation, prepare, preparedness, problem, progress, readiness, ready, recession, recovery, solution, solve, solved, solving, strategy, succeed, survival, survive, symbol, text, transform, trouble, turn, unprepared, unready, word,