Ключевые слова: accounts, adult, alone, anxiety, ball, bankrupt, bankruptcy, bills, break, broke, budget, capitalism, cash, chain, college, count, creditor, crisis, debt, education, empty, expense, finance, financial, free, generative ai, loan, loss, money, papers, person, planning, poor, problem, relief, sad, savings fund, scholarship, spend, stress, struggle, student, student debt, student loan, tuition, university, wallet, woman,