Ключевые слова: ai, artificial, augmented, big, blockchain, business, cashless, cloud, commerce, computing, cybersecurity, data, digital, e, efficient, encryption, finance, future, futuristic, holographic, innovation, intelligence, internet, iot, learning, machine, modern, network, online, payment, point, pos, privacy, processing, protection, reality, retail, sale, secure, security, shopping, society, speed, system, technology, things, transaction, transparent, virtual,