Ключевые слова: advancement, apps, balance, banking, city, codes, commerce, connectivity, consumer, convenience, crowd, devices, digital, electronic, engagement, environment, expenditure, finance, fintech, future, infrastructure, innovation, interaction, lifestyle, mobile, modern, navigation, networks, night, payments, people, security, service, shopping, smartphone, social, software, system, technology, transaction, transactions, urban, utilities, wallets, wireless,