Ключевые слова: allocation, appreciation, assessing, asset, capital, cash reserves, diversification, economic, efficiency, equities, estate, evaluation, financial, funds, goals, growth, income, increase, independence, inflation, interest rates, investment, liquidity, literacy, management, managing, monetary, money, mutual, opportunities, passive, personal finance, planning, portfolio, preservation, profitable, protection, pursuing, real, resilience, return, risk, savings, stability, stock market, strategies, strategy, tax, volatility, wealth,