Ключевые слова: access, asian, authentication, banking, businessman, caucasian, communication, compliance, concept, confidentiality, connectivity, consumer, customer, cyber, data, device, digital, digitalization, ecommerce, encryption, female, financial, global, identity, information, innovation, interaction, male, man, monitoring, network, networked, online, padlock, payment, payment method, people, privacy, protection, retail, risk, safeguard, safety, secure, security, service, shopping, surveillance, system, technology, terminal, threat, transaction, trust, two people, user, woman, young adult,