Ключевые слова: banking, banknotes, bills, budget, budgeting, budgeting expenses, cash, cost, cost of living, counting, crisis, currency, economy, electricity cost, energy, energy bills, euro, euro currency, euro notes, euros, euros cash, expense management, expenses, family budget, finance, finances, financial, financial planning, hands, heat, heating, home heating, household, inflation, money, money counting, note, paying bills, payment, radiator, radiator heat, rising expenses, savings, thermal heating, utility, utility costs, winter bills,