Ключевые слова: 3d, 3d render, accounting, advice, analysis, answer, article, banking, bankruptcy, blackboard, budget, business, challenge, change, concept, conceptual, counseling, crash, crisis, datum, despair, diagram, disaster, economy, emergency, finance, finance and economy, global, graph, horizontal, manage, management, motivation, opportunity, paper, plan, prepare, problem, recession, recovery, risk, service, sign, solution, strategy, success, symbol, text, word,