Ключевые слова: account, authentication, authorization, bank, banking, business, card, checkout, commerce, confirmation, consumer, credit, customer, cyber, cybercrime, cybersecurity, debit, digital, ebusiness, ecommerce, electronic, encryption, epayment, finance, financial, fintech, gateway, information, innovation, internet, money, network, online, payment, platform, privacy, processing, protection, purchase, retail, safety, secure, security, service, shopping, technology, transaction, trust, user, verification,