Ключевые слова: account balance, available credit, banking app, budget monitoring, contemporary design, convenience, credit card, credit score, credit usage, customer service, daytime, digital payment, digital wallet, electronic banking, expenses tracking, financial analysis, financial app, financial literacy, financial management, financial security, immersive technology, interior setting, lifestyle, mobile device, modern building, modern technology, money management, online banking, payments, personal finance, smartphone screen, spending habits, technology, touch screen, transaction history, transactions, user engagement, user experience, user friendly design, user interface,