Ключевые слова: aca affordable care act, benefit, chronic, claim, coinsurance, copayment, coverage, critical, deductible, dental, disability, emergency, formulary, genetic, health, hsa health savings account, inpatient, insurance, longterm, marketplace, maternity, medicaid, medicare, mental, network, orthopedic, outofpocket, outpatient, pharmacy, plan, policy, pos point of service, preexisting, premium, prescription, preventive, primary, provider, rehabilitation, specialist, subsidy, terminal, therapy, vision, wellness,