Ключевые слова: assurance, background, beneficiary, benefit, business, care, cash, claim, clause, company, concept, death, document, employee, exam, expectancy, finance, financial, group, health, individual, insurance, interest, investment, level, life, lifestyle, management, medical, money, policy, premium, protection, quote, rate, rider, risk, safe, safety, salary, smoker, term, term life insurance, text, time, universal, value, variable, word,