Ключевые слова: awareness, banking, banks, be, borrowing, business, careful, charges, conditions, consumer protection, contracts, cost, credits, debt, deposit, deposits, discounts, drop, economic, expense, fees, finance, financial illiteracy, fine, hidden, high, interest, interest rates, investment, lending, literacy deceptive, loan, loans, monetary policy, mortgages, penalties, percentage, planning, price, rates, rules, stiff, strategies, study, tax, terms, understanding, unfair, violating, violation,