Ключевые слова: 2024, banking, budget management, budgeting, credit, credit score, economic forecast, economic growth, economy, family budget planning, finance, financial decision making, financial goals, financial planning, financial security, fiscal responsibility, fiscal year, fund management, future, future financial success, home loan, home ownership, household finances, housing, housing finance, housing market, investment, investment strategy, loan, miniature house, monetary success, money bag, money matters, mortgage, mortgage rates, mortgage refinancing, planning ahead, property, prosperity, real estate fund, real estate investment, refinance home, savings, wealth, wealth accumulation, wealth management,