Ключевые слова: accounting, alarm, alertness, annual event, budget, business, business finance and industry, clock, closeup, color image, concept, copy space, countdown, day, deadline, desk, finance, finance and economy, financial, generative ai, government, horizontal, indoor, malaysia, money, no people, note message, office, paper, paying, payment, photo, planning, politics and government, preparation, refund, reminder, sign, sticky, symbol, table, tax, tax form, tax season, text, time, timer, urgency, wood material,