Ключевые слова: 2024, action, background, beginning, budgeting, business, celebration, change, computer, concept, creative, december, end, finance, financial, flipping, forward, future, goal, happy, holiday, investment, january, management, motivation, new, new year, number, office, organization, paper, plam, plan, schedule, sign, start, strategy, success, symbol, target, text, time, vision, work, work plan, year,