Ключевые слова: achieve, agreement, analysis, awareness, bad, banking, banks, best, borrowing, business, charges, conditions, consumer protection, contracts, cost, credits, debt, deposit, disclosure, discounts, drop, economic, expense, fees, finance, financial, fine, good, hidden, illiteracy, interest rate, investment, lending, literacy deceptive, loan, monetary policy, mortgages, penalties, percentage, pitfalls, planning, price, responsibility, strategies, study, tax, terms, understanding, unfair, violation,