Ключевые слова: 2023, 2024, 3d, 3d rendering, achievement, ai, analysis, artificial, automation, banking, business, businessman, calendar, celebrate, change, chart, company, concept, connection, cyber, cyberspace, datum, development, digital, ebusiness, finance, financial, future, goal, growth, information, innovation, inspiration, intelligence, investment, management, network, new, new year, person, plan, report, resolution, smart, solution, strategy, success, target, technology, year,