Ключевые слова: architecture, avalanche, bad, car, compensation, damage, disaster, empty, epidemic, estate, finance, flood, floor, generative ai, help, house, illustration, inside, insurance, leak, living, loss, luck, moist, moisture, molded, natural, natural disaster, nobody, plumber, precipitation, protection, real, risk, river, shower, sofa, street, warning, water, weather, wet, window,