Ключевые слова: 2023, 2024, achievement, annual event, anticipation, aspirations, beginnings, block shape, blue, blue background, business, business finance and industry, business strategy, calendar date, celebration, challenge, change, changing form, closeup, color image, competition, concepts, copy space, countdown, cube shape, december, finance, finance and economy, forecasting, hand, holding, holiday event, horizontal, human body part, human hand, improvement, inspiration, january, malaysia, motivation, new year, one person, part of, people, performance, planning, strategy, success, turning,