Ключевые слова: accounts, adjustablerate, adjustments, benefit, borrowers, borrowing, budget, business, central banks, challenges, choices, consumer, control, costs, create, currency, decisions, economic, exchange, finance, financial, fixedincome, fluctuations, foreign, growth, impact, implications, increase, indicators, inflation, interest rate, investment, lending, loans, market, monetary, mortgages, period, personal, policy, profitability, savers, savings, shifts, short, stability, stock, time, value,