Ключевые слова: adjustments, affordability, bills, budget, budgeting, cheaper, concept, constraints, cost, credit score, crisis, debt, downsizing, downturn, economic, energy efficiency, energy saving, expenses, failed, failure, fault, financial, financing, foreign, goal, hardship, home, house, housing, inability, income, increasing, living, loan, maintain, maintenance, measures, mortgage, moving, options, payment, planning, problem, property, reconsider, reducing, rent, rising, taxes, utility,