Ключевые слова: accumulation, bad, banking, bankrupt, bankruptcy, black friday, budgeting, burden, business, consumer, costs, crisis, debt, debt burden, debt load, depression, difficulties, discounts, distress, downturn, drop, economic, economy, efficiency, expense, expenses, failure, falling, finance, financial, high, investment, load, loan, loans, loss, losses, management, planning, productivity, profit, reducing, reduction, refinancing, restructuring, shopping, statistics, stressed, tax, tax load,