Ключевые слова: adaptation, ahead, business, caution, challenge, change, choice, cloud, concept, conceptual, creativity, crisis, decision, development, different, direction, economic, economy, effort, evolution, evolve, finance, financial, future, global, goal, growth, idea, improve, improvement, innovate, innovation, isolated, message, new, opportunity, option, plan, progress, risk, sign, solution, strategy, success, successful, text, time, white, word,