Ключевые слова: achievement, analyzing, application form, banking, business, business finance and industry, calculator, checklist, choice, color image, computer, credit card, credit report, credit score, data, debt, desk, digital tablet, examining, finance, finance and economy, financial figures, financial loan, history, horizontal, indoors, laptop, negative emotion, no people, office, pen, perfection, portable information device, questionnaire, rating, score card, scrutiny, technology, thailand,