Ключевые слова: accident, ai, auto, automobile, automotive, car, car insurance, claim, climate, damage, danger, deep, disaster, drive, driver, driving, emergency, environment, extreme, flood, flood damage, flooded, flooding, floodwater, generative, generative ai, insurance, natural disaster, protection, rain, rainwater, repair, risk, road, safe, storm, street, submerged, sunk, transport, under, underwater, vehicle, water, weather, wet, wreck,