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apart, banking, bankrupt, bankruptcy, business, cheap, collection agencies, company, cost, costs, credit utilization, creditworthiness, crisis, cuts, debt, debt burden, deposit, discounts, economic, economy, finance, financial, foreclosure, forgiveness, hardship, income, interest rates, investment, load, loan, loans, management, mismanagement, pay off, payment history, payment plan, payments, percentage, performance, problem, productivity, reducing, reduction, refinancing, relief, report, repossession, restructuring, sale, settlement,