Ключевые слова: analysis, background, bank, benefit, block, budget, business, company, concept, control, cost, cut, debt, decrease, design, down, downtrend, downward, economy, efficiency, finance, financial, improve, improvement, income, investment, lower, management, manpower, market, money, optimization, organization, payment, plan, price, profit, reduce, reduction, revenue, salary, save, saving, sky, stock, strategy, success, tax, wealth, word,