Ключевые слова: advantages, bad, balance, black, business, choice, compare, comparison, concept, condition, consulting, contrast, decision, demerit, disadvantages, education, good, good or bad, investment, job hunting, judgment, knowledge, life plan, life planning, management, marker, marketing, merit, minus, negative, note pad, office, opportunities, paper, pen, plus, positive, preparation, problems, profit, pros cons, red, risk, text, turning point, two choices, value, verification, white, word,