Ключевые слова: 2023, accounting, analysis, annual budget, aspiration, banking, budget, budget for 2023, business, chart, commerce, concept, cost, credit, currency, economics, economy, exchange, finance, financial planning, financial statements, fund, growth, income, investment, loan, management, market, money, new, new year, new year resolution, notepad, paper plate, plan, profit, reflection, report, savings, spending plan, spreadsheet, statement, strategy, success, tax, text, trade, wealth, word,