Ключевые слова: 2023, abstract, achievement, action, banner, beginning, block, business, coin, concept, cube, date, desk, event, financial, future, goal, growth, holiday, improvement, increase, interest rates, investment, management, money, new, new year, number, performance, plan, plus, positive, price, sales, savings, start, stock market, strategy, success, target, tax, text, time, up, value, vision, wood, word, work, year,