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affordable rate, albatross, arrearage, bad news, baggage, below the line, capital, claim, commitment, consumer cash, credit, dead horse, debenture, debit, debt, debt control, debt management plan, debt ratio, debtor, deficit, dues, duty, encumbrance, financial, financial vulnerabilities, in hock, in the hole, in the red, indebtedness, invoice, iou, itemized account, liability, manage the debt, management program, manifest, money, money owed to others, mortgage, obligationreceipt, outstandings, promissory note, reckoning, red ink, responsibility, risk, voucher,