Ключевые слова: app, application, bank, banking, bnpl, borrow, business, buy, charge, commerce, consumer, cost, credit, delay, delivery, digital, ecommerce, economic, finance, financial, income, internet, later, loan, mobile, modern, money, now, offer, online, order, pay, paying, payment, phone, promo, purchase, retail, sale, sell, service, shop, shopping, smart, smartphone, store, technology,