Ключевые слова: african, american, asian, background, black, business, cheerful, classmate, college, concept, education, exchange, flags, foreign, forex, friends, friendship, fun, group, happy, high, hold, international, language, learning, loan, male, man, money, multiethnic, multiracial, people, person, profit, racism, school, selfie, smiling, student, students, studying, success, team, teamwork, teenagers, travel, university, woman, young, youth,