Ключевые слова: 2step, accounting, approval, business, commerce, concept, connection, crime, cyber, digital, female, financial, global, hand, holding, internet, key, laptop, lock, lockout, login, mobile, online, otp, padlock, password, pay, payment, presentation, prevent, privacy, private, process, protect, protection, safe, safeguard, safety, security, shield, smart, solution, step, technology, verification, verified, verify, wallet,