Ключевые слова: 40s, adult, bankrupt, bankruptcy, business, casual, caucasian, depressed, disappointed, disappointment, disaster, discouragement, fail, failure, freelance, freelancer, head in hands, home office, hopeless, hopelessness, insolvency, insolvent, job, let down, letdown, liquidation, loss, male, man, mistake, one person, pessimism, pessimistic, problem, sad, selfemployed, selfemployment, trade, trouble, unsuccessful, work, working from home, wrong,