Ключевые слова: 2022, balance sheet, bank, business, businessman, challenge, change, complicated, crevasse, crisis, danger, dangerous, difficulty, emerging from the crisis, escape, evasion, event, fall, goal, hard, hope, jump, jumping, leap, leap into the unknown, leaping, momentum, overcome difficulties, pass, passage, project, reach, risk, rock, select, stake, succeed, success, to cross, to jump, to rejoin, vision, wish card, wishes, year,