Ключевые слова: 1, 2, account, app, application, authentic, authentication, balance, bank, banking, caucasian, cellphone, check, concept, convertible, credit, deposit, device, digital, ecommerce, factor, female, girl, holding, hybrid, internet, lady, laptop, mobile, money, online, phone, report, screen, secure, security, smart, smartphone, tablet, transaction, transfer, twofactor, verification, woman, women, young,