Ключевые слова: banking, biology, business, change, child, client, commerce, conceptual, cycle, development, direction, evolution, finance, flow, goal, growing, growth, ideas, information, letter, life, life cycle, manage, maturity, message, net, network, newborn, online, paying, performance, process, product, promotion, quality, render, representation, sale, science, selling, service, showing, stage, strategy, text, webpage, word,