Ключевые слова: accounting, banking, budget, business, challenge, change, choice, clock, conceptual, deadline, debt, development, economy, efficiency, finance, goal, hour, idea, improve, income, information, investment, management, marketing, message, metaphor, minute, money, motivation, objective, plan, professional, reminder, schedule, solution, strategy, success, tax, text, time, time to think, urgency, watch, word, work, writing,