Ключевые слова: 2021, abstract, background, blank, business, challenge, change, checklist, concept, decision, development, direction, education, financial, fir, goal, goals, happy, leadership, list, magnifier, motivation, new, new year, note, notebook, notepad, paper, pen, personal, phone, plan, positive, postcard, rustic, service, sign, start, strategy, striped, success, text, tradition, vision, word, year,