Ключевые слова: avoid, background, balance, budget, budgeting, cheaper, concept, conceptual, control, cost, credit, cut, cut down, cut spending, debt, discipline, easy, expenditure, expenses, financial, habit, idea, information, issue, label, less, lifestyle, limit, manage, message, minimum, note, notepad, payment, plan, post, practical, realistic, reduce, reminder, save, save money, savings, scissors, sign, spending, symbol, text, unnecessary, yellow notepad,