Ключевые слова: bankruptcy, business, business failure, cancellation, challenge, collapse, company, conceptual, cost reduction, covid19, crisis, economic, economic crisis, economy, employee, employer, employment, employment office, failure, german, improve, insolvency, insolvent, job, money, network, pandemic, pandemic plan, recession, reduced hours, resignation, sense, short, short time, shorttime, shorttime allowance, shorttime work, shorttime working, support, symbol, unemployed, unemployment, virus, work, wrench,