Ключевые слова: african american, attractive, business, buying, card, casual, cell, cellphone, credit card, data, debit card, device, discount card, e banking, guy, handsome, happy, holding, man, mobile, mobile phone, model, one person, online, online banking, online marketing, pay, payment, phone, saving, shopping, smart, smart banking, smart card, smartphone, studio shot, trading, transaction, transfer, using, young adult,