Ключевые слова: budget, business, business model, cancellation, coffee, company, concept, corona, coronavirus, covid19, crash, crisis, earnings, economy, education, employee, employment, finance, financial, government, help, home office, idea, information, insolvency, job, law, letter, management, market, money, notepad, pay, payments, pen, plan, reduced hours, resignation, rules, salary, security, short time, social security, subsidy, success, support, unemployment, virus, wage, work,