Ключевые слова: accident, aleatory, assurance, beneficiary, business, calamity, care, certified, claim, contingency, contract, cover, coverage, damage, damage causing events, disaster, estate, fire insurance, guarantee, health, healthcare, home insurance, homeowners, house, insurance, insured, insurer, investment, life insurance, loss, medical, mortgage, natural disaster, policy, policyholder, premium, prepaid, principal, property, protect, protection, protective, refund, reimburse, reimbursement, security, travel, unilateral,