Ключевые слова: 2019, 2020, background, book, business, calendar, career, challenge, chance, change, checklist, christmas, concept, day, december, determination, diary, do, financial, focus, goal, happy, health, idea, improvement, investment, january, job, list, merry, motivation, new, notebook, plan, resolution, resolve, start, success, table, target, task, thinking, time, wood, work, writing, year,