Ключевые слова: capital preservation, cash, closeup, coins, concept, conceptual, currency, deposit, education, exit load, fd, features, finance, financial, fixed, funds, india, indian, investing, investment, investment for retirees, liquidity, literacy, loss, low, management, medium, money, no capital loss, paper, pencil, personal finance, post tax, profit, regular income after retirement, return, reward, risk, rupees, safe, safety, savings, text, timepiece, top view, traits, wealth,